Still Trying to Recover...

For those of you who don’t know, on August 15, 2010 our neighbor, whom we are attached to, started accidently started a fire! He came home drunk from a bar down the street, smoked a cigarette and flicked it onto his deck into a Styrofoam ice cream container. At 3:30 in the morning we were awoken by our neighbors pounding on the door, ringer our door bell, yelling for us to get out of our house, grab the baby, your house is on fire! Without thinking I grabbed Jakub, his booboo (blanket) and we stormed out of the house. We didn’t even grab our shoes, car keys or wallets. Thankfully, everyone in the building, including pets, made it out alright, unfortunately we are still dealing with the aftermath.
Before moving back home we painted and had some areas painted of the house, recently I noticed in the kitchen around the light fixture a new water spot and I also have one around a light switch in the laundry room. I am hoping this gets squared away soon but with such high ceilings in the kitchen it’s going to be a challenge to repaint that part of the kitchen.

Every 45 days we get a letter from his insurance company telling us the status of the claim and it basically says “To make a final decision, we are waiting on all parties’ property damage estimates before being able to assess each of the party’s losses” so I finally decided I have no idea what that means. Since we paid for everything out of pocket I called my insurance agent and he said to give them a call. I called the guys insurance company and they told me that the insured is under insured (which we knew) but they had sent an adjustor out to the house back in August and he estimated our damages to be $2200 but then was told we more than likely won’t get close to that money because of him being under insured. We have put far more into the house then $2200 so we are very disappointed to find out we probably won’t even be getting that back! Especially since we were displaced until Christmas Eve!

Moving past this has been such a struggle for me, I have new fears that I have never had before and sometimes falling asleep at night is a challenge not to mention I’m so jumpy but I can honestly say it is getting easier and easier to be at home. Going to bed isn’t such a struggle although I wake up with the slightest noise and it will get the heart pounding a little but I’m choosing not to live in fear anymore!